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Robert Kiyosaki INTERVIEWED: What Does He Think About XRP?The simple answer is that XRP, being a cryptocurrency asset by itself, is relatively volatile and also not respected worldwide. IOUs, on the other hand, are. Ripple Labs is the financial technology company behind the popular cryptocurrency XRP (XRP %), sometimes called Ripple. Ripple is a company whose products are designed to use blockchain technology to simplify international money transfers. XRP is a cryptocurrency.